Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension plans and requirements.

Whether retirement is many years away or just around the corner, unless you start planning for retirement now, there is a great danger that you could outlive your savings. The golden rule is to find out exactly how much you are going to need in retirement – and to start planning for it now.

The stark reality is that the majority of us need to save more. With people living to a greater age, retirement can now last longer than the time we spend working, so we must all accumulate more when we are earning to meet the extra costs of living longer. The decisions we make today will dictate the standard of living we will enjoy in retirement.

Whether you need to set up or review existing retirement planning strategies, for you or your employees, Sands Wealth Management will help you make the most of your retirement opportunities.

The value of a pension with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension plans and requirements.

Whether retirement is many years away or just around the corner, unless you start planning for retirement now, there is a great danger that you could outlive your savings. The golden rule is to find out exactly how much you are going to need in retirement – and to start planning for it now.

The stark reality is that the majority of us need to save more. With people living to a greater age, retirement can now last longer than the time we spend working, so we must all accumulate more when we are earning to meet the extra costs of living longer. The decisions we make today will dictate the standard of living we will enjoy in retirement.

Whether you need to set up or review existing retirement planning strategies, for you or your employees, Sands Wealth Management will help you make the most of your retirement opportunities.

The value of a pension with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.


“ When I was looking for sound financial advice to support me through my retirement after bad investments with another Financial Adviser, Jonathan really listened to what I wanted from my investments instead of making assumptions.

Since then, he has always given me reassuring advice and technical information, in terms I understood. With his professional understanding of the products, he produced a portfolio specifically with my best interests being foremost.

With his expert knowledge and understanding of my financial requirements, he has continued to give trustworthy advice to keep pace with the changing financial market. He has been a real asset. ”


O Ray-Mathias